George Kamel is a personal finance expert, national bestselling author, and co-host of The Ramsey Show and Smart Money Happy Hour. Formerly burdened by $40,000 in debt, including student loans and credit cards, he achieved debt freedom in 18 months by diligently following the Ramsey Baby Steps. This personal journey ignited his passion to help others navigate their finances. Joining Ramsey Solutions in 2013, George became a Certified Ramsey Solutions Master Financial Coach. His content, delivered with an energetic, sharp, and often humorous tone, simplifies complex money topics, debunks mainstream financial myths (especially concerning debt and credit scores), and challenges conventional wisdom. He connects with audiences through deep dives into topics like investing, budgeting, saving, and avoiding common financial pitfalls, often incorporating relatable pop culture references. George hosts his own YouTube channel and co-hosts the popular "Smart Money Happy Hour" show and podcast with Rachel Cruze on the Ramsey Network. He also hosts "The Fine Print" and "Borrowed Future" podcasts and makes appearances on other financial media. As the author of "Breaking Free From Broke," he is a prominent voice in the debt-free and wealth-building movement, advocating for intentional spending and long-term financial freedom.