UBank is an Australian digital bank established in 2008 and based in Sydney. As a division of National Australia Bank (NAB), it utilizes NAB's banking license and technology while maintaining its own brand identity. UBank aims to assist everyday Australians in managing their finances through user-friendly digital banking solutions.

The bank offers a range of products, including online savings accounts like the USaver, home loans such as the UHomeloan, term deposits, and transaction accounts. UBank focuses on providing tools that help customers save more, track spending, and achieve financial goals like home ownership. Its digital-first approach allows customers to apply for products easily online or over the phone.

UBank is recognized for its commitment to innovation and customer service, having received several awards for its products and services. The bank targets digitally savvy Australians, emphasizing simplicity and transparency in its offerings.