Vista Point Mortgage, LLC is a national wholesale mortgage lender based in Irvine, California, founded in 2019. The company specializes in Non-Qualified Mortgage (NonQM) products, providing alternative credit solutions for borrowers who do not meet traditional loan criteria. With a focus on flexibility and customer service, Vista Point has originated approximately $8 billion in nonagency residential volume and has been involved in significant securitization issuances.

The company offers a variety of lending programs, including owner-occupied loans, non-owner occupied loans for investors, and equity solutions such as second mortgages and home equity lines of credit. These products feature diverse documentation options to accommodate different borrower profiles. Vista Point Mortgage serves mortgage originators and lenders, enhancing their ability to capitalize on opportunities in the Non-Agency mortgage market through streamlined processes and a commitment to integrity and partnership growth.