The First National Bank of Central Texas (FNBCT) is a full-service bank based in Waco, Texas, and is wholly owned by FCT Bancshares Inc. As of December 31, 2023, FNBCT reported total assets of approximately $1.6 billion, with a significant portion allocated to loans and leases. The bank offers a variety of loan products, including commercial loans, residential real estate loans, farm and agriculture loans, and consumer loans.
FNBCT provides a comprehensive range of banking services for both personal and business customers. Their offerings include consumer banking products like checking accounts with no minimum balance, commercial banking services to support business growth, mortgage services to assist with home loans, and a mobile banking app for convenient account management. The bank is committed to personalized financial strategies, helping customers achieve their financial goals.
With a growing presence, FNBCT is expanding its physical locations, including a new branch in College Station set to open in early 2026 and a recently opened banking center in Gatesville. The bank actively participates in community engagement through events and donations to local nonprofits.
The First National Bank of Central Texas (FNBCT) is a full-service bank based in Waco, Texas, and is wholly owned by FCT Bancshares Inc. As of December 31, 2023, FNBCT reported total assets of approximately $1.6 billion, with a significant portion allocated to loans and leases. The bank offers a variety of loan products, including commercial loans, residential real estate loans, farm and agriculture loans, and consumer loans.
FNBCT provides a comprehensive range of banking services for both personal and business customers. Their offerings include consumer banking products like checking accounts with no minimum balance, commercial banking services to support business growth, mortgage services to assist with home loans, and a mobile banking app for convenient account management. The bank is committed to personalized financial strategies, helping customers achieve their financial goals.
With a growing presence, FNBCT is expanding its physical locations, including a new branch in College Station set to open in early 2026 and a recently opened banking center in Gatesville. The bank actively participates in community engagement through events and donations to local nonprofits.
