OneMain Financial is a prominent American financial services company based in Evansville, Indiana. It specializes in providing personal loans and optional insurance products primarily to nonprime consumers, who often have limited access to traditional credit sources. Founded in 1912, OneMain has grown through various mergers and acquisitions, including a significant transition in 2015 when it adopted the OneMain brand. The company operates approximately 1,300 to 1,500 branch locations across 44 to 47 states, serving around 18 million customers since its inception.

OneMain Financial offers personal and auto loans ranging from $1,500 to $20,000. Their loan specialists work closely with customers to create manageable monthly budgets and ensure suitable loan options. The company emphasizes transparency by not charging prepayment penalties and providing free monthly credit score updates. Additionally, OneMain provides financial education tools to help customers improve their financial health. With a commitment to customer service, OneMain aims to empower nonprime borrowers to meet their financial needs effectively.